Turn Your Home Equity Into
Financial Freedom
Access the money you've built in your home without selling or moving.
Continue living in the home you love while unlocking tax-free funds for
retirement.
Licensed in Washington State
HUD-Approved Lender
Pressure-Free Approach
Turn Your Home Equity Into
Financial Freedom
Access the money you've built in your home without selling or moving.
Continue living in the home you love while unlocking tax-free funds for
retirement.
Licensed in Washington State
HUD-Approved Lender
Pressure-Free Approach
Why Consider a Reverse Mortgage
Financial Flexibility While Staying Home
A reverse mortgage can be a powerful tool for retirement planning, helping you
access the equity you've built in your home.
Stay in Your Home
Never have to sell your home. Continue living in the place you love, maintaining your lifestyle and community connections.
Tax-Free Cash
Receive funds that are generally income
tax-free. Use for any purpose – medical expenses, home improvements, travel, or daily living.
No Monthly Payments
Unlike traditional loans, you don't make monthly principal or interest payments. The loan is repaid when you leave the home.
Flexible Payout Options
Choose how you receive your funds – a lump sum, monthly payments, a line of credit, or a combination of all three.
Protected Equity
Even with a reverse mortgage, a portion of your home equity remains protected. You won't owe more than your home's value.
Retain Ownership
You remain the homeowner. Maintain control of your property, and your heirs can keep or sell the home after you.
Why Consider a Reverse Mortgage
Financial Flexibility While Staying Home
A reverse mortgage can be a powerful tool for retirement planning, helping you
access the equity you've built in your home.
Stay in Your Home
Never have to sell your home. Continue living in the place you love, maintaining your lifestyle and community connections.
Tax-Free Cash
Receive funds that are generally income
tax-free. Use for any purpose – medical expenses, home improvements, travel, or daily living.
No Monthly Payments
Unlike traditional loans, you don't make monthly principal or interest payments. The loan is repaid when you leave the home.
Flexible Payout Options
Choose how you receive your funds – a lump sum, monthly payments, a line of credit, or a combination of all three.
Protected Equity
Even with a reverse mortgage, a portion of your home equity remains protected. You won't owe more than your home's value.
Retain Ownership
You remain the homeowner. Maintain control of your property, and your heirs can keep or sell the home after you.
Simple Process
How a Reverse Mortgage Works
Understanding reverse mortgages is easy. We've simplified the process to
help you make an informed decision.
1. Free Consultation
Meet with one of our specialists to discuss your goals and determine if a reverse mortgage aligns with your needs. We explain all options without pressure.
2. Mandatory Counseling
HUD requires counseling with a certified counselor to ensure you fully understand the program. We help you schedule this at no cost to you.
3. Application & Underwriting
We guide you through the application and work with the lender's underwriting team. Our team handles the paperwork and keeps you informed.
4. Closing & Funding
Once approved, you sign the documents and receive your funds. We explain all details and ensure a smooth closing experience.
What You Need to Know
You must be 62 years or older to qualify
You must own your home outright or have significant equity
Your home must be your primary residence
You must continue to pay property taxes and insurance
The loan is repaid when you sell the home or pass away
Simple Process
How a Reverse Mortgage Works
Understanding reverse mortgages is easy. We've simplified the process to
help you make an informed decision.
1. Free Consultation
Meet with one of our specialists to discuss your goals and determine if a reverse mortgage aligns with your needs. We explain all options without pressure.
2. Mandatory Counseling
HUD requires counseling with a certified counselor to ensure you fully understand the program. We help you schedule this at no cost to you.
3. Application & Underwriting
We guide you through the application and work with the lender's underwriting team. Our team handles the paperwork and keeps you informed.
4. Closing & Funding
Once approved, you sign the documents and receive your funds. We explain all details and ensure a smooth closing experience.
What You Need to Know
You must be 62 years or older to qualify
You must own your home outright or have significant equity
Your home must be your primary residence
You must continue to pay property taxes and insurance
The loan is repaid when you sell the home or pass away
Why Barrett Financial Group
Your Trusted Partner in Retirement Planning
We're more than just a lender. We're educators who help seniors and their families make informed decisions about their financial future.
Educational Approach
We take time to explain every aspect of reverse mortgages so you can make the best decision for your situation.
pressure-Free Consultations
We never pressure you into a decision. Our goal is to provide information and support, not sales pressure.
Licensed & Experienced
Fully licensed in Washington State with years of experience helping seniors navigate reverse mortgages.
Family-Focused Service
We welcome family members to join consultations and provide resources to help everyone understand the process.
"Barrett Financial
helped us understand reverse mortgages clearly. They answered all our questions patiently."
— Washington State Homeowner
Why Barrett Financial Group
Your Trusted Partner in Retirement Planning
We're more than just a lender. We're educators who help seniors and their families make informed decisions about their financial future.
Educational Approach
We take time to explain every aspect of reverse mortgages so you can make the best decision for your situation.
pressure-Free Consultations
We never pressure you into a decision. Our goal is to provide information and support, not sales pressure.
Licensed & Experienced
Fully licensed in Washington State with years of experience helping seniors navigate reverse mortgages.
Family-Focused Service
We welcome family members to join consultations and provide resources to help everyone understand the process.